Questions and postings pertaining to the usage of ImageMagick regardless of the interface. This includes the command-line utilities, as well as the C and C++ APIs. Usage questions are like "How do I use ImageMagick to create drop shadows?".
I don't really see any differences between your two image.
I took your image and tried the same thing of converting to tif and displaying in PS CS8 and got the same result. It looks like PS does not recognize the transparency in TIFs. It works fine with your PNG. I also made a totally transparent tif and it was black. IM transparency is rgb=black and transparency=0. So if PS is ignoring the transparency, you will see just black or whatever is in your rgb channels.
I don't know if there is a bug in IM or not.
In PS, you have to check a special box to save transparency and it warns that many programs do not recognize transparent tifs. But I was able to save it and display it again with transparency in Mac PREVIEW and PS. So perhaps PS has a special way of saving transparency. Or perhaps IM is not setting that flag in the Tif file correctly.
I will leave the rest to the IM folks to comment or verify.
ImgeMagick produces proper PNG and TIFF transparent images that follow the published standards. Adobe most likely expects transparent images to have certain characteristics otherwise it ignores the transparency channel. If you let us know what Adobe requires, we will let you know how to use the command line to produce an image that Adobe can process.